Why Would Cpa Data Solutions Be Calling Me

Why Would Cpa Data Solutions Be Calling Me Are you experiencing unwelcome calls and debt-related issues with Credit Protection Association (CPA)? We specialize in halting unwanted collection activities and protecting your rights. Discover more about CPA, their practices, and how you can put an end to their actions.

Understanding Credit Protection Association (CPA) Credit Protection Association, also known as CPA, is a debt collection agency operating both as a first and third-party collector, with its headquarters located in Texas. CPA has been the subject of consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA). These violations include failing to provide written verification of debts and making threats that are not legally permissible. If you have been contacted by CPA regarding delinquent debts, it’s essential to be informed about your rights before taking any actions.

Feel free to reach out to us at 475-277-1600 for a complimentary Case Evaluation. Remember, our services come at no cost to you, as the harassing company covers our fees.

Why Would Cpa Data Solutions Be Calling Me
Why Would Cpa Data Solutions Be Calling Me

Is Credit Protection Association Legitimate? Yes, Credit Protection Association is a legitimate entity. According to the Better Business Bureau (BBB), CPA was established in 1977 and has been in operation for several decades. While it is currently a non-accredited business, the BBB categorizes it as a collection agency. CPA is a subsidiary of Etan Industries, with its Dallas-based headquarters employing an estimated 100 to 249 individuals.

Who Does Credit Protection Association Collect For? Credit Protection Association, operating under various names such as CPA, Equipment Recovery Services, CRD PRT Associates, and Automated Mail Services, primarily collects debts on behalf of cable and telecommunication companies. Notably, CPA’s collection practices extend beyond monetary debts and encompass the retrieval of equipment, including cable boxes and satellite dishes.

CPA employs various strategies, including calling campaigns, skip tracing, targeted emails, and computer-based robocalls, to locate and target customers for collections. Due to its extensive history in cable and telecommunication collections, CPA has developed technical systems for automatic notifications of rate changes, service terminations, and instructions for equipment return, bill payments, contacting service providers, or reaching out to collectors.

Who Are We? We Are Lemberg Law, a Consumer Law Firm Lemberg Law is a dedicated consumer law firm committed to assisting victims of collection harassment and abuse. We proudly hold an A+ rating from the BBB and have successfully aided over 15,000 consumers in halting harassment and recovering funds from debt collectors. If you are facing harassment, deception, or mistreatment by a collector, don’t hesitate to call our Helpline today. Our services come with no charges unless we achieve a favorable outcome for you.

How Many Complaints Exist Against Credit Protection Association? As of April 2017, the Better Business Bureau reported a total of 257 closed complaints against Credit Protection Association over the preceding years, with 70 complaints closed within the past 12 months. The BBB assigns a B- rating to Credit Protection Association. Additionally, Justia lists 30 complaints filed against CPA in federal court over the past year, citing violations of the Fair Debt Collection Practices Act, along with three complaints alleging breaches of the Fair Credit Reporting Act. The Consumer Financial Protection Bureau (CFPB) also documented 120 closed complaints against CPA in 2016.

Contact Information Credit Protection Association, LP 13355 Noel Road, Suite 2100 Dallas, TX 75240 Credit Protection Association Phone Number: 877-278-5106 Website: http://www.creditprotect.com/

Why Would Cpa Data Solutions Be Calling Me
Why Would Cpa Data Solutions Be Calling Me

Can Credit Protection Association Sue Me or Garnish My Wages? It is against the law for a debt collector to make empty threats of suing you or garnishing your wages. It is also improbable that CPA would initiate a lawsuit for a debt that is unverified or not validated. However, debt collection agencies have been known to take debtors to court and attempt wage garnishment following a default judgment. To safeguard your rights, it is advisable to consult an attorney before such a situation arises. We have assisted thousands of consumers in standing up against unethical debt collection practices. Reach out to us to explore how we can assist you.

Do You Need Assistance in Filing a No Fee Lawsuit Against Credit Protection Association? Certainly, you can take legal action against a debt collector. Here’s an example of a case filed in federal court: Lemberg Law initiated a class-action lawsuit against Credit Protection Association, alleging violations of the Fair Debt Collection Practices Act. The lawsuit claimed that CPA sent postcards to consumers concerning their alleged debts, which the plaintiff found embarrassing and concerning due to the exposure of her confidential financial information. Our firm is experienced in handling such cases and can help you explore your options.

Press Releases of Lawsuits Brought On By Lemberg Law Against Credit Protection Association LP October 1, 2015: Lemberg Law filed a complaint in U.S. District Court, Southern District of Texas, on behalf of our client against Credit Protection Association. This case accused the debt collection agency of violating the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, seeking $1,000 in statutory FDCPA damages, $500 to $1,500 for each robocall, and additional relief. The lawsuit revolved around CPA’s use of an automatic telephone dialing system and robocalls to our client’s cell phone.

September 23, 2015: 

Why Would Cpa Data Solutions Be Calling Me
Why Would Cpa Data Solutions Be Calling Me

Lemberg Law filed a complaint in U.S. District Court, Northern District of Texas, against Credit Protection Association on behalf of another client. This case alleged violations of the federal Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, with claims for $1,000 in statutory FDCPA damages, $500 to $1,500 per call for statutory TCPA damages, and other remedies. The lawsuit stemmed from CPA’s continued robocalls to our client’s cell phone, despite equipment return and requests to cease contact.

Credit Protection Association Calling You? Federal laws offer protection against harassing collection practices. The Fair Debt Collections Practices Act (FDCPA) sets guidelines for collection agencies, prohibiting actions such as using abusive language, harassment, or providing false or misleading information during debt collection. The Fair Credit Reporting Act (FCRA) regulates the reporting of delinquent debts by collection agencies and creditors. Other critical consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

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Consumers have reported receiving calls from CPA through various phone numbers, including:

Why Would Cpa Data Solutions Be Calling Me
Why Would Cpa Data Solutions Be Calling Me
  • 844-335-5702
  • 844-335-5695
  • 844-335-5701
  • 844-335-5696
  • 888-745-2315
  • 844-681-2009
  • 844-681-2008
  • 888-745-3191
  • 800-633-3985
  • 866-421-8276

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Can I Sue CPA for Harassment? Absolutely

You have the right to pursue legal action against a debt collector if your rights have been violated. Federal laws empower individuals like you to seek monetary damages through the legal system. For instance, the FDCPA permits consumers who have experienced violations to recover damages of up to $1,000, in addition to attorney fees and court costs.

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